We often spend our lives chasing the next raise, promotion, new job, or shiny thing, and so little time going inside.

These are my thoughts at the intersection of money, mindfulness, and life.

Community Is Currency

My friend Brad is a master at connecting with people. He’s not just extroverted; he’s incredibly skilled at talking to and staying in touch with others. He is the type of person who makes it a point to get to know anyone with influence or expertise within the communities he cares about.He shows up. He […]

The End of the Algorithm

When I started my money journey, my first goal was to learn as much as I could, as quickly as I could, about finance, investing, and creating wealth.Books like Your Money or Your Life by Vicki Robin and The Bogleheads Guide to Investing by Taylor Larimore, Mel Lindauer, and Michael LeBoeu, and many other money books, were my greatest resources. […]

Reverse Engineer Your Life

Setting goals is essential to creating the life you want, but there’s often a disconnect between what we want to accomplish and the steps we must take to accomplish it.Traditional goal setting often fails because the goal is too vague, too big, or we don’t fully understand what we need to do to attain it.We […]

The Action Imperative

A few weeks ago, while shopping for a new car, I visited my local Volvo dealership. I already had a good sense of what I wanted and was ready to buy, so I assumed this would be a quick and easy transaction.I took a look around the showroom and then went to find a salesperson.I […]

The Paradox of Ego & Financial Independence

In the past few years, I’ve seen a lot of discussion in business circles about the benefits of adopting an “alter ego” to enhance performance.The idea is that when we adopt an alternate persona, we distance our true selves from the task at hand and can therefore navigate high-pressure and challenging situations more effectively.The conversation […]

Plug the Gaps in Your Financial Life

A few weeks ago, I discovered that one of my smartest friends has been making some bad decisions with his money.“Yeah,” he told me after he confessed he was letting hundreds of thousands of dollars sit stagnant in a personal checking account earning non interest at all.. “I know I need to open a high-yield […]

Trust Where You Are

“I wish I’d found this book ten years ago.”That’s one of the main comments I get from readers of my book, Financial Freedom. A core theme of that book is that, the sooner you begin building wealth, the sooner you will be able to reach financial independence.Money, and the energy you invest into building it, compounds over […]

3 Best Places To Put A Dollar in 2023

As I write this week’s newsletter, the US stock markets are closing out a strong week after being up over 8.5% this year.January trading was characterized by rapid fluctuations caused by tens of thousands of tech-job layoffs, mixed corporate earnings reports, and predictions about a rate-hike reversal by the Federal Reserve.Meanwhile, forecasters are still anticipating the […]

Never Before in History

As the snow falls outside my window after weeks of warm weather, I’m reminded how quickly the familiar can become unfamiliar.That amidst increasing uncertainty, we can feel ungrounded watching new opportunities come and go and our world change so rapidly.In recent years, we’ve seen groundbreaking technologies set off waves of speculation in crypto and NFTs. […]

The Time-Money-Freedom Tradeoff

As you look toward your future and set goals for the year to come—and beyond—I urge you to check in with yourself and ask, “What tradeoffs have I been making? Are they still worth it?”If you’re reading this, you’ve probably already spent a lot of time reflecting on how much time you trade for money. […]

7 Years FI

It’s been over 7 years since I became financially independent, and I’ve been reflecting on the big question: Was it worth it?My thoughts have evolved since I recorded my podcast episode 5 Years After FI (itunes | spotify). But now after 7 years I can finally answer this question and say, yes, it was worth all of […]

What I’m Reading, Listening To, & Watching

This is an ongoing list of what I’ve recently read, listened to, or watched that I found interesting. Every two weeks I share new reads, listens, and watches in my Millennial Money newsletter you can subscribe to here. BooksEntrepreneurship What It Takes by Stephen SchwarzmanAs terrible as the title, subtitle, and picture on this book are, […]

Microfinancial Cash App is a SCAM!!

Over the past few months I’ve been getting messages on Instagram, Twitter, Facebook, and over email from my readers about someone who is reaching out to them acting like they are me and asking them to invest in some cryptocurrency scheme. They are calling it a number of different things: world grant humanitarian assistance program […]

11 Trends Reshaping Investing: Too Much Hype or Not Enough?

A lot has changed since I started investing in 2010. And the rate of change is only accelerating.Back then there was no Robinhood, no Ether, no decentralized finance, and no Cathie Wood. Investing was boring, which probably saved me. I bought a few stocks I liked and stashed the rest of my money in VTSAX […]

Are You Selling Yourself Short? I Think I Am

I live in a beautiful house surrounded by trees. It’s peaceful here. I wake up and go to sleep when I want. I feel full and alive. I can feel myself expanding in ways that I never would have imagined.I thought this was going to be enough. That building a quiet life where I can […]

50 Things I’ve Learned About Money

Over the past six years, I’ve written over a million words about money, done over 1,000 media and podcast interviews, written an international bestselling book, and talked with more readers than I can even begin to count. Here are the 50 things I’ve learned about money over the course of that journey.1. Money is a […]

Bright Side of 2020

Just like everyone, the pandemic has been weighing on me. I’m ready to see friends and travel again.While life has stalled in some ways, we’ve pushed through and adapted. We’re creative and resilient. As a species, we’ve survived a lot worse than this.As we enter into an increasingly uncertain future, I’m bullish on humans.In the […]

Millennial Money Acquired by The Motley Fool

This is the most exciting and bittersweet post I’ve ever written.You know I’m always open with you. Even though I don’t know many of you I feel like I do, I’ve always felt close to you.It’s a beautiful fall day here. I’m sitting on my front porch watching the leaves fall and listening to the […]

15 Best Money Lessons

It’s been exactly 5 years since I reached financial independence. I want to share 15 lessons that would have made my own FI journey more effective, efficient, and enjoyable.I also think they’ll be useful in preparing for an increasingly uncertain future.1. Making more money is more important than cutting back moreWhile both sides of the […]

Are You Free In This Moment?

There are moments in our lives that we look back and realize we were at an inflection point.Now is one of those moments.A few months ago my wife and I made the decision to leave New York City and move to Ohio so she can pursue her dream. I’ve had the opportunity to live mine […]

7 Steps to Financial Freedom

In this 1 hour masterclass, I walk through the 7 steps to Financial Freedom. Taken from both the book and my life, these are the steps that will really help you accelerate your own financial independence journey.

Are You Alive?

I’ve always felt the weight of passing time. Every moment fleeting.When I was 8 years I old I wrote in my journal about how fast the past year had gone. How can I be 8 already?This week I turned 34 and realized I’m as close to 50, as I am to 18.In 2017 Alex Honnold […]

Success Isn’t About Money, It’s About Peace

Since leaving the corporate world behind 8 months ago, I’ve had a lot of time and space to think. While it’s pretty cool to wake up every morning and do what you want, reaching financial independence will inevitably cause you to go deeper into yourself. This can feel both freeing and jarring, but if you ride […]

The Lost Road Warrior

It’s a cool summer night in Venice and the wake from the boats on the Grand Canal is splashing against the glass next to my feet. My wife and I have spent the last few weeks in Italy writing, and the past few days dodging Venice tourists as they dodge us.It’s been hot the past […]